Retirement Calculator

Plan your retirement with confidence. Find out how much corpus you need and what monthly savings will get you there.

Why Retirement Planning Matters

Retirement can last 20–30 years. Without adequate savings, inflation erodes purchasing power significantly. Starting early and investing consistently is the most reliable path to a comfortable retirement.

Key Principles

  • Start Early: Time is your biggest asset. Every year of delay requires significantly more monthly savings.
  • Beat Inflation: Your investments must grow faster than inflation to maintain purchasing power.
  • Diversify: Spread investments across asset classes to manage risk over the long term.

What This Calculator Assumes

  • Monthly expenses at retirement are inflation-adjusted from today's values
  • Your corpus earns the same return rate before and during retirement
  • Withdrawals are made monthly throughout retirement
  • Current savings grow at the same return rate until retirement

Frequently Asked Questions